LAST UPDATED: April 5, 2018

Allrise Financial Group, Inc. (“Allrise”, “we”, “us”, or “our”) is committed to protecting your privacy. This Privacy Policy applies to (i) the Allrise online software platform that connects borrowers and investors (the “Allrise Platform”) and (ii) the websites owned or operated by Allrise, including the website located at www.allrise.us (“Allrise Website”). For the purposes of this Privacy Policy, the Allrise Platform and Allrise Website are collectively referred to as, the “Allrise Service”. This Privacy Policy is a part of, and incorporated into, the Allrise Terms of Service located at https://allrise.us/terms (the “Terms”). If any provision of this Privacy Policy is inconsistent or conflicts with any provision in the Terms, this Privacy Policy will control with respect to the subject matter hereof. Capitalized terms used in this Privacy Policy but not defined in this Privacy Policy have the meanings given to them in the Terms. This Privacy Policy is intended to inform you about the kind of information, including personally identifiable information, that we may collect from you in connection with your use of the Allrise Service and how, and for what purpose, we use that information. This Privacy Policy only applies to the initial information you provide to us regarding your interest in being part of the program. Any additional information collected by us with respect to matching you with a borrower or lender is governed by our Lending Privacy Practices, which is available here Lending Privacy Practices. Any additional information collected by us in connection with your participation in any private investment fund offered by Allrise, or any affiliate, will be governed by the privacies policies contained in the offering or governing documents of such fund.

YOU GIVE US CONSENT

Please read this Privacy Policy carefully to understand our policies and practices regarding your information and how we will treat it. By accessing or viewing the Allrise Service, or submitting Personal Information through the Allrise Service or to Allrise in any other manner, you agree to the terms of this Privacy Policy and you expressly consent to the collection, use, and disclosure of your Personal Information and Anonymous Information in accordance with this Privacy Policy. You understand that by providing us Personal Information, you allow us to identify you. The use of the Allrise Service, other than the access to the public information on this site, is dependent upon your provision of necessary and correct Personal Information.

SECURITY

Allrise employs technical and administrative control and maintain the security of information collected through the Allrise Service. Although we follow generally accepted standards to protect the Personal Information submitted to us, both during transmission and once we receive, no method of transmission over the Internet, or method of electronic storage, is 100% secure and no company, including Allrise, can completely or effectively eliminate the risks connected to handling information on the Internet. You acknowledge and agree that you provide your Personal Information at your own risk. If you have any questions regarding our security measures please contact 1-888-674-6951.

Information We Collect

We collect personal and financial information from you when you visit the Allrise Website. The majority of information is collected during the registration and/or application process and, while some items are optional, most are required for legal or security purposes. You may choose to provide additional information during subsequent visits to the Allrise Website, but keep in mind that some of this information will be required if you wish to partake in the Allrise Services.

In general, the type of information we collect includes, but is not limited to:

Personal data required to verify your identity; personal and financial data necessary to assess your eligibility to utilize the Allrise Services on the Allrise Website; and non-identifiable and aggregated personal data pertaining to your Allrise Website visits that help us maintain the appropriate features, functionality and User experience.

Personal Data

Investor registration applications will require you to provide basic personal data. Such information may include your name, email address, a password, answers to security questions, home address, primary business address, country of residence, citizenship, information about your income and net worth, phone number, date of birth, social security number and/or tax identification number, job title, bank account information, and other similar information. We use this data to: (i) enable you to log in to the Allrise Website; (ii) establish your ability to view offering materials and to make investments through the Allrise Website (e.g., “accredited investor” status); (iii) verify that you are at least 18 years of age; (iv) guard against potential fraud; (v) contact you if there is a problem with your account; and (vi) maintain regular communications with you as may be necessary to inform you of upcoming investment opportunities and other Company updates.

We will also gather the names and email addresses of Users who contact us through the Allrise Website with questions about our Company or Allrise Website. We collect this information for the sole purpose of responding to such inquiries and do not store the contact information unless requested to do so, as in the case of job applicants who submit resumes.

Financial Data

When you subscribe to make an investment in one of our offerings on the platform, you will again be asked for your personal data. You will also be required to provide financial data, such as your bank routing number and bank account number, to help to facilitate the subscription process.

Non-Identifiable Data and Aggregated Personal Data

Regardless of whether you register for an account or submit an application, we may send one or more “cookies” to your computer. Cookies are small text files placed on your web browser when you visit our Allrise Website that store information on your computer, such as your Allrise Website preferences. We use cookies when you sign in to keep track of your personal session, including some account identifiers to ensure that you are the only person making changes to your account. We also use cookies to track your activity on the Allrise Website as a unique person. For security purposes, all of this information is stored in encrypted form. No personal information about you is stored.

You can set your web browser to inform you when cookies are set, or to prevent cookies from being set altogether. Please note, however, that if you decline to use cookies, you may experience reduced functionality and slower site response times. In some instances, declining to use our authentication-related cookies may prevent you from using the Allrise Website entirely.

We, or our service providers, may also collect web surfing data related to your use of the Allrise Website. Such information may include: your Internet Protocol (IP) address, browser type, and internet service provider (ISP); your operating system; which of our web pages you access and how frequently you access them; referral or exit pages; click stream data; and the dates and times that you visit the Allrise Website. This data may be collected using cookies, web beacons, page tags or similar tools. As with cookies, the web surfing information is anonymous, “click stream” transactional data that is not associated with any Users as individuals.

Web surfing data and similar information may be aggregated for administrative purposes. We may, for example, use this aggregated information in the administration of the Allrise Website to improve its usability and to evaluate the success of particular marketing and advertising campaigns, search engine optimization strategies, and other marketing activities. We also use it to help optimize the Allrise Website based on the needs of our Users.

How and When Your Information Is Shared With Other Parties

We do not sell or rent personal information about our Users for marketing purposes. We do, however, share your personal information with our trusted partners and affiliates who perform vital functions with respect to the borrowing and investment opportunities on the Allrise Website.

In addition, your borrower or investor profile information may, in a generic way, be made publicly available for use on a “Statistics” page of the Allrise Website or in other summaries of aggregate investment data.

If you use our blog on the Allrise Website, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other Users of this forum and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit through this forum.

Additional Sharing of Investor Information

We also work with (among others) providers of hosting services for the Allrise Website, electronic signature providers, and electronic payment service providers. We may engage third parties to help us carry out certain other internal functions such as account processing, client services, or other data collection relevant to our business. Examples of third parties might include those that perform data processing, reporting, tax documentation, custody or escrow services. Information is shared with these third parties only to the extent necessary for us to process the transactions you initiate or perform, as well as other specific services, like collections. Our partners are legally required to keep your information private and secure.

We may share your information with law enforcement or other government agencies as required by law or for the purposes of limiting fraud. We reserve the right to disclose your personally identifiable information when we believe that disclosure is necessary to protect our rights or to comply with a judicial proceeding, court order or legal process. We further reserve the right to disclose any of your personal information that we believe, in good faith, appropriate or necessary to take precautions against liability, to investigate and defend against any third party claims or allegations, to assist government enforcement agencies, to protect the security or integrity of the Allrise Website or the Allrise Service, or to protect the rights, property or personal safety of the Company, its Users, or others.

Notifications and Communications from Our Site

We will send you email notifications from time to time. Some notifications are required elements of your transactions on our platform, such as confirmations of particular actions you have taken. These mandatory notices are sent typically to notify you of a change in status. For example, you will receive a notice when you are confirmed as an investor.

We also send out notices that are required for legal or security purposes. For example, certain notifications are sent for your own protection to ensure that another person cannot make a change to your account without your knowledge. In other cases, these notifications involve changes to various legal agreements or Allrise Website policies. Generally, you may not opt out of such service-related emails.

When you register as an investor, you will receive emails that confirm specific actions you requested. These will include emails to which you must respond to complete your registration and notifications confirming your registration. Thereafter, you will receive emails when a new investment opportunity is offered, as well as updates concerning the progress of the funding of such offering and/or other relevant information. If you make an investment through the Allrise Website, we will also send you confirmations of the investment as well as occasional updates as to the status of that investment and the timing of distributions, if relevant, relating to that investment. If you are an investor, certain communications are required by law and you may not opt out of those communications at any time, unless you terminate your status as an investor pursuant to the terms and conditions set forth in the relevant documents you enter into at the time you become an investor.

We may also send you responses to emails you send us, if appropriate. From time to time, we will also send User surveys, requests for User feedback regarding User experience and Allrise Website operations, or marketing offers from us or from us on behalf of our marketing partners. Completing these surveys, answering requests for feedback, or accepting any offer is strictly voluntary. If you do not wish to receive these surveys, User feedback emails, and/or marketing offers, please opt out in any offer email you receive from us.

Where You Can View and Correct Your Information

We urge you to review your information regularly to ensure that it is correct and complete. If you believe that any of your information is incorrect, or if you have any questions regarding this Privacy Policy, please contact us at info@allrisefinancialgroup.com.

Links to Other Sites

If you follow any links that direct you away from the Allrise Website, this privacy policy will not apply to your activity on the other websites you visit. We do not control the privacy policies or the privacy practices of any third parties.

International Users

The Allrise Website may be accessed by Users located outside of the United States. If you choose to use the Service from the European Union, Latin America, or other regions of the world with laws governing data collection and use that may differ from U.S. law, then please note that you are transferring your personal information outside of those regions to the United States, and that by providing your personal information on or through the Site, you consent to that transfer and waive your right to the protections of any local non-U.S. laws.

Cookies

We use both browser cookies and Flash cookies to keep and track your information. A cookie browser is a small file placed on the hard drive of your computer. Certain features of the Allrise Service may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from and on the Allrise Service, such as, keeping track of your purchases or shopping cart. Flash cookies are not managed by the same browser settings as are used for browser cookies. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of the Allrise Service. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to the Allrise Service. You can remove cookies by following directions provided in your Internet browser’s help file, provided, however, that by doing so, you will not be able to utilize the Allrise Service.

Web Beacons: Allrise Service do not use Web Beacons (e.g.: 1-pixel gifs or others) to track users` specific activity.

Other

We may provide certain additional services and/or communications if you select such additional services and/or communications by opting-in to such additional services and/or communications using certain buttons provided in the user interface of our services. We will collect your name, e-mail address and telephone number (if provided) and any other information we specify in the user interface of our services where you opt-in by clicking on such buttons. We may use such Personal Information to send you the corresponding additional services and/or communications.

Affiliates

To provide the Allrise Service and various services to you, we may use the efforts of its parent company, and any subsidiaries, joint ventures, or other companies, existing or formed in the future, under a common control (collectively, “Affiliates”). We may share some or all of your Personal Information with our Affiliates in which case we will require our Affiliates to comply with this Privacy Policy.

Business Transfers

As we develop our business, we might sell or buy businesses or assets. In the event we are acquired by or merged with a third party, we reserve the right to transfer or assign the information we have collected from our users as a part of such merger, acquisition, sale, or other change of control. In an event of our bankruptcy, insolvency, reorganization, receivership, or assignment for the benefit of creditors’ rights generally, your Personal Information may be transferred by the trustee. If Allrise or any of its Affiliates is acquired by or merged with a third party, that third party will possess the Personal Information in Allrise’s or its Affiliate’s possession and will assume the rights and obligations regarding your Personal Information as described in this Privacy Policy.

Other Disclosures

Regardless of any choices you make regarding your Personal Information (as set forth below), we may disclose your Personal Information (i) to respond to subpoenas, warrants, court orders, lawful requests or legal process, (ii) to establish or exercise our legal rights or defend against legal claims or protect other users, (iii) in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, or as otherwise required by law, or (iv) to investigate, prevent, or take action regarding any violation of this Privacy Policy or the Terms.

MINORS

The Allrise Service is not intended to be used by persons under the age of eighteen (18). Allrise does not knowingly collect or maintain Personal Information from or about minors. If you are under the age of eighteen (18), you are prohibited from using the Allrise Service at any time nor in any manner. If we learn that Personal Information of persons under eighteen (18) years of age has been collected on the Allrise Service, then we will deactivate the account and make the user content inaccessible. If you find that we have personal information about anyone below eighteen (18) years of age, please inform us immediately at 1-888-674-6951.

CHANGES TO THIS PRIVACY POLICY

This Privacy Policy may be amended by us from time to time. If we make material changes to this Privacy Policy, we will notify you by posting the revised Privacy Policy on our Allrise Service or notifying you at the email you designated upon registration of your account. Your continued use of the Allrise Service after such notification of changes as described above will constitute your agreement to such changes. If you object to any change, your sole recourse shall be to immediately terminate your account and cease using the Allrise Service.

QUESTIONS AND ADDITIONAL INFORMATION

Please feel free to contact us at 1-888-674-6951 if you have any questions about Allrise’s Privacy Policy or the information collection practices of the Allrise Service.

Customer service: 1-888-674-6951

ALLRISE FINANCIAL GROUP, INC.
200 S. Virginia St., Suite 500
Reno, NV 89501